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Your home, Your choice
Our Expertise.

At Smart Choice Home Mortgage powered by Canopy Mortgage LLC we proudly offer exceptional home financing solutions tailored for Veterans, first-time home buyers, and move-up buyers. Understanding the unique needs of each group, we provide a range of options designed to empower you on your home-buying journey. Our in-house processing ensures a streamlined experience, allowing for faster approvals and personalized service. We recognize that today’s schedules are busy, so we offer flexible options that fit your lifestyle, making it easier than ever to achieve your dream of homeownership. With our dedicated team by your side, you can trust that you’re receiving top-notch service and support every step of the way. Let’s make your homeownership dreams a reality!

Mortgage Programs We Offer

VA loan

A Veteran loan, more commonly known as a VA loan, is a mortgage loan program available to veterans, active-duty service members, and some members of the National Guard and Reserves, as well as eligible surviving spouses. The loan is backed by the U.S. Department of Veterans Affairs (VA), which guarantees a portion of the loan, allowing lenders to offer favorable terms to qualified borrowers.

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FHA loan

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), a government agency created in 1934 to boost homeownership by making it easier for borrowers to qualify for a mortgage. FHA loans are popular among first-time homebuyers and those with lower credit scores or limited down payments, as they have more lenient lending standards compared to conventional loans.

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USDA loan

A USDA loan is a type of mortgage backed by the U.S. Department of Agriculture (USDA) that is specifically designed to help low-to-moderate-income individuals or families purchase homes in eligible rural and suburban areas. This loan program is part of the USDA’s Rural Development initiative to encourage homeownership in less populated regions.

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testimonials

CUSTOMERS ARE SERVED
Words by Our Amazing Team


Working with Smart Choice Home Mortgage was the best decision we made during our home-buying journey. From start to finish, their team guided us through the entire process with clarity and patience. They found us the perfect mortgage for our dream home at a great rate.

John D.


I refinanced my investment property with Smart Choice Home Mortgage, and the process was seamless! Their team is extremely knowledgeable and transparent. They walked me through every step and helped me secure a much better rate. I highly recommend them for both residential and investment property financing.

Mark P.


As first-time homebuyers, we had a lot of questions and concerns. The mortgage advisors at Smart Choice Home Mortgage were patient, informative, and always available to help. Thanks to them, we were able to get into our new home with a mortgage we could afford. We would recommend them to anyone!

Emily.


Smart Choice Home Mortgage made our refinancing experience a breeze. They offered great advice, answered all our questions, and secured a lower rate than we expected. The entire process was quick and stress-free. We’re grateful for their expertise and highly recommend them to anyone looking to refinance.

Jessica R.


The team at Smart Choice Home Mortgage exceeded all our expectations. They not only found us the best mortgage for our investment property, but they also worked around our busy schedules and kept us informed every step of the way. Their professionalism and attention to detail were truly impressive!

David S.


We had a wonderful experience with Smart Choice Home Mortgage. They took the time to understand our financial goals and helped us secure a mortgage for our primary residence with favorable terms. Their dedication to customer service really stood out. We would definitely use their services again in the future.

Melissa.


Smart Choice Home Mortgage went above and beyond in helping us with our home purchase. Their knowledgeable team made sure we were comfortable throughout the process, and they found us a competitive rate on our loan. We’re now living in our dream home, thanks to them!

Andrew M.

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